Ask SoFi Coach Sweepstakes 2026 – Win One of Ten $10,000 Cash Prizes

The Ask SoFi Coach Sweepstakes gives eligible U.S. residents a chance to win one of ten $10,000 cash prizes, creating a total prize pool of $100,000. The sweepstakes is sponsored by Social Finance, LLC, commonly known as SoFi, and no purchase or payment is necessary to enter or win.

About the Ask SoFi Coach Sweepstakes 2026

SoFi launched the promotion on July 7, 2026 at 12:00 p.m. Eastern Time. Entries are scheduled to remain open until September 15, 2026 at 11:59 p.m. Eastern Time.

This is a random sweepstakes rather than a judged competition. Ten potential winners are expected to be selected in a random drawing conducted by the Administrator on or about September 22, 2026.

Each verified winner receives $10,000 USD, giving the promotion a combined official prize value of $100,000.

Who Can Enter the Ask SoFi Coach Sweepstakes?

The sweepstakes is open to legal residents of the 50 United States and the District of Columbia who are at least 18 years old at the time of entry.

Employees, officers and directors of Social Finance, LLC, Realtime Media LLC and specified associated organizations are excluded, along with certain immediate family members and household members.

No purchase or payment is required, and the Official Rules state that making a purchase does not improve an entrant’s chances of winning.

What Can You Win?

Ten verified winners will each receive a $10,000 USD cash prize.

The individual prize value for WorldFreePrizes should therefore be entered as $10,000 rather than the $100,000 total prize pool.

Under the Official Rules, the cash prize is normally delivered by transfer to the winner’s SoFi Checking or Savings account. Prize funds are expected to be transferred within approximately 30 to 60 days after the Administrator verifies the winner.

A winner who does not already have a qualifying SoFi Checking or Savings account may open one for free. The rules state that a winner generally must have or create the required account within 60 days after verification or the prize may be forfeited.

However, if a person attempts to open the required account and SoFi determines that person is not eligible for the account, the rules state that SoFi will fulfill the prize using a reasonable alternate method at its discretion.

How to Enter Online

The primary online method requires an eligible participant to use the official SoFi sweepstakes process, sign in to an existing SoFi account or create one for free, sign up for SoFi Coach and submit a question asking what they could do with an extra $10,000 or similar wording described in the Official Rules.

Successfully completing the primary SoFi Coach method provides one sweepstakes entry.

Optional Bonus Entries

After completing the primary online method, participants may have opportunities to receive additional entries.

One optional bonus entry is available by activating SoFi’s free credit score monitoring service according to the sweepstakes instructions.

A second optional bonus opportunity involves linking an eligible external financial account to SoFi Relay using Plaid. The rules list examples such as a checking, savings, mortgage, credit-card, investment or retirement account.

These bonus methods are not required for the basic sweepstakes entry. Entrants should read the privacy and account-linking information carefully before choosing to use an optional method.

Free Mail-In Entry Option

An entrant does not need to sign up for SoFi Coach, activate credit monitoring or link an external account to participate.

The Official Rules provide a free alternate mail-in method. Entrants using this method must hand-print their full name, state of residence, email address and age on a plain 3 × 5 inch card or paper and send it in a separate, hand-addressed and properly stamped envelope to the Administrator at the address specified in the Official Rules.

Mail-in entries must be postmarked by September 15, 2026 and received by September 21, 2026.

How Many Times Can You Enter?

The maximum is three entries per person across all methods combined.

Entrants should not attempt to exceed this limit using multiple accounts, false contact information or automated entry systems. Scripts, macros, computer programs, robotic systems and similar automated methods may result in disqualification.

How Are the Winners Selected?

Realtime Media LLC, the promotion Administrator, is scheduled to conduct a random drawing on or about September 22, 2026 and select ten potential winners from the eligible entries received.

The odds of winning depend on the total number of eligible entries.

Winner Notification and Verification

Potential winners will be contacted by email using the information associated with their SoFi account or mail-in entry.

A potential winner must complete and return the required declaration of eligibility, liability release and prize-acceptance documentation within three days of notification.

A potential winner does not officially become a winner until SoFi verifies eligibility and compliance with the Official Rules.

If a potential winner cannot be contacted, fails to respond, fails to complete required documentation or is otherwise determined to be ineligible, the prize may be forfeited and an alternate potential winner may be selected.

Taxes and Prize Delivery

Winners are responsible for applicable federal, state and local taxes connected with their prizes.

The Official Rules state that winners must provide a valid Social Security number for tax reporting purposes. SoFi may issue the applicable IRS documentation, including a Form 1099 following the required tax paperwork.

The prize is non-transferable and substitutions are generally not permitted except at the Sponsor’s discretion.

Review the Official Rules Before Entering

Before participating, visit the official Ask SoFi Coach Sweepstakes page and rules and confirm that the entry method, deadline and account requirements remain unchanged.

Find More Cash Giveaways

Explore more active giveaways on WorldFreePrizes, including cash, gift-card, gaming, electronics and travel opportunities.

You can also visit the WorldFreePrizes giveaway guides to learn more about official rules, eligibility requirements, entry limits and winner verification.

For new giveaway updates, visit WorldFreePrizes Giveaway Alerts.

WorldFreePrizes Disclaimer

WorldFreePrizes is an independent giveaway discovery website and is not affiliated with, sponsored by or endorsed by SoFi. Social Finance, LLC is the Sponsor and Realtime Media LLC is the Administrator of this sweepstakes. Always review the current official rules and entry instructions before participating.

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Eligible U.S. residents can enter the Ask SoFi Coach Sweepstakes through the official online method or through the free alternate mail-in method. No purchase or payment is necessary.

Online Entry Through SoFi Coach

1. Visit the official SoFi sweepstakes page during the Sweepstakes Period.
2. Sign in using your existing SoFi account credentials or create a free SoFi account.
3. Sign up for the free SoFi Coach service.
4. Submit a question to SoFi Coach asking what you could do with an extra $10,000, or similar wording as described in the Official Rules.
5. After successfully completing these steps, you will receive one sweepstakes entry.

Optional Bonus Entry: Credit Score Monitoring

After completing the primary online entry, an entrant may receive one additional entry by following the official instructions to activate free credit score monitoring with SoFi before the end of the Sweepstakes Period.

Optional Bonus Entry: Link an External Account

After completing the primary online entry, an entrant may receive another bonus entry by following the official instructions to link an eligible external financial account to SoFi Relay through Plaid.

Examples listed in the Official Rules include checking, savings, mortgage, credit-card, investment and retirement accounts. This bonus method is optional.

Free Mail-In Alternate Method of Entry

Participants who prefer not to sign up for SoFi Coach, free credit monitoring or external-account linking may use the mail-in alternate method.

Legibly hand-print your full name, state of residence, email address and age on a plain 3 × 5 inch paper or card and mail it in a separate, hand-addressed and properly stamped envelope to:

Realtime Media
Attn: Ask SoFi Coach Sweepstakes Entry (12493)
2460 General Armistead Ave, Ste. 209
West Norriton, PA 19403

Mail-in entries must be postmarked by September 15, 2026 and received no later than September 21, 2026.

Entry Limit

There is a maximum of three entries per person regardless of the entry method or combination of methods used.

Entries generated through scripts, macros, computer programs, robotic processes or other automated methods may be disqualified.

No purchase or payment is necessary to enter or win.

The Ask SoFi Coach Sweepstakes is open to legal residents of the 50 United States and the District of Columbia who are at least 18 years old at the time of entry. No purchase or payment is necessary to enter or win.

• Entrants must be legal residents of one of the 50 United States or the District of Columbia.
• Entrants must be at least 18 years old at the time of entry.
• A purchase or payment is not required, and making a purchase does not improve the odds of winning.
• A free SoFi account and SoFi Coach registration are required when using the primary online entry method.
• An alternate mail-in method is available without signing up for SoFi Coach, free credit monitoring or external-account linking.
• Entrants may receive a maximum of three entries per person across all entry methods combined.
• Employees, officers and directors of Social Finance, LLC, Realtime Media LLC and specified related entities are not eligible.
• Specified immediate family members and household members of excluded individuals are also ineligible.
• A verified winner generally must have or create a SoFi Checking or Savings account within the period specified by the Official Rules for prize fulfillment.
• Winners must provide required tax information before the prize is awarded.